Attention homeowners in Sumas and Whatcom County: Need an appraisal?
Check out the top reasons WA homeowners need M & C Appraisals LLC:
Own a home in or near Sumas, WA and need help determining the price of it?
At M & C Appraisals LLC, we understand the unique needs of a consumer after appraisal services. Our customary business clients get the appraisal process and the standard documents we provide. Being a person not in the real estate business that probably doesn't see an appraisal on a regular basis,you will receive extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions. Pre-listing Services/For Sale By OwnerIt's very hard to be objective about your own house because you probably have an emotional attachment to it. Our professional appraisers at M & C Appraisals LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value judgement than yours. Appraisals to remove PMIA popular way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. M & C Appraisals LLC is seasoned in helping homeowners just like you delete unwanted PMI insurance. Challenging a property tax assessmentYour local tax assessor may have your house overvalued if you live in a local area that's going down or is not appreciating as much as other houses close to yours. That only means you're going to pay more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from M & C Appraisals LLC is your perfect weapon. Recently got a freeze your HELOC?Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow viewpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. M & C Appraisals LLC can help you reinstate your HELOC. We Also Provide Field and Desktop Appraisal Review ServicesWould you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for preciseness? In a field review we'll go out and check the subject and comparables. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your home. |